The complexity of building a large credit card is beyond Wang Yan's imagination, and Chen Xi ran around many times before finishing the materials completely.
It’s more troublesome to swipe your card. Large consumption must be confirmed by phone, and there are single limit and single day limit.
Fortunately, you can talk.
The final result of the negotiations is that a single-day limit is 20 million and a single limit is 20 million-which is equivalent to no limit.
As for the increase of a normal credit card, don't even think about it in a short time.
The corresponding restriction is that as long as the card is used for more than one million consumption, Wang Yan's deposits in the people's livelihood will be frozen.
According to this, is this credit card meaningless?
it's not true.
Credit card consumption has an interest-free period of up to 50 days, and the cash that Wang Yan keeps generates interest all the time.
The current deposit interest rate set by the central bank in 2015 is 0.35%, and each commercial bank can float up to 30%, and the highest current interest rate is almost 0.455%.
At the same time, the shortest term of time deposit is 3 months.
However, it is more confusing that commercial banks such as Minsheng Everbright have a one-month fixed deposit when facing large deposit certificates.
How to circumvent the supervision Wang Dashao doesn't know, anyway, the one-month period can give 1.75% interest rate.
The gap between the rich and ordinary people is revealed in this small detail.
For the same month, 50,000 is 0.35%, the highest is not more than 0.455%, while 1 million is 1.55%.
20 million is 1.75%, a full 5 times difference.
And Wang Dashao is not only a large deposit certificate of 20 million, but also Chu Hong's best friend.
So, the treatment is better.
Chu Hong specially opened a back door for Wang Yan, allowing Wang Dashao to use that "margin" to purchase the principal-guaranteed wealth management products of Minsheng's 7-14-day main investment currency fund and government bonds.
The annualized rate of return is of course far from those of 6% and 7% financial products, which are only around 3.8%-4.5%.
But it is safe enough.
In 50 days, 20 million will have an interest income of 95,000 to 123,000.
Yes, Chu Hong did not ask Wang Yan to save 30 million, 20 million is enough.
Putting a long line to catch a big fish is really exhausting.
Regardless of whether he has a credit card or not, Wang Dashao must use it.
Using a credit card to pay an extra RMB 700,000 to 800,000 in interest income every year.
doesn’t sound like much, as if it’s just two days of breathing wages, but its significance is not at all in terms of income.
Actively integrating into the real financial system is a major hurdle that Wang Yan must go through.
Establishing a good relationship with the bank is an important step for Shenhaowang to get to the front of the stage.
In addition, there is a quota of 20 million for the people's livelihood. If you apply for another bank's credit card, basically every bank is willing to give the top quota.
The difficulty of applying for a card with a card is very low, and it is very likely that there is no need to make a deposit.
Of course, the quota may not be as high as the people's livelihood, but it can be supplemented by quantity.
More than ten cards plus one, if there is a quota of 80 million, then it will be completely awesome.
Use 30 million cash to make a turnover of 100 million, with proper management and a good billing cycle, which is simply a profit.
Under normal circumstances, the big guys who can handle the 100 million quota don't like the petty profits, and the kids who can't do it, so no one can play that way.
Wang Yan is a special case. In fact, I can't appreciate the profit, but it needs cover on the surface. It is really suitable for playing like this.
Open vests in dozens of banks...
Please call me a vest madman!
Use loans to mess up, use turnover to mess up the accounts, disperse the respiratory salary, and finally return to Wangting Entertainment...
Perfect!
When went out, dozens of banks broke out in pieces, and when they came back, they were divided into two pieces.
One stroke to Wang Yunxi, one stroke to Shenting Capital Corporation.
Tax payment is done on the two levels of Wangting Entertainment and Jinyan Investment. If not surprisingly, Wang Yan will soon become a real big dog with an annual profit and tax of over 100 million.
There are entities and tax records, no one can do anything about it.
Many years later, if someone wants to pick Wang Dayo's path to start, he will only have one question-where did the money for the auction of Haiguang office come from?
As long as Wang Yan protects his parents well enough, the outside world can only draw one conclusion-the elders mine black gold.
Shenhao’s initial stage is the most fragile. Once the potential is over, all unreasonableness will be explained.
Brain tonic is the fate of mankind.
Based on Wang Yan's step by step, the risk of financial exposure has almost disappeared.
Thinking of this, everyone is more grateful to [Property Modifier].
If there is no intelligence of 79 points, the silly wave to this day, the catastrophe is not far away.
It would be a disaster to let ordinary people have money to spend without giving them the wisdom to control money.
……
got all the details, the time has come to 5 o'clock.
Next, Chu Hong will entertain Wang Yan for a second public relations.
The difficult Wang Dashao has never let go of the transfer of basic households, but it is not the kind of relentless rejection, which makes Chu Hong's heart burn.
Don't have to say, get him!
The venue for the banquet was arranged by Chu Hong at the Banking Club of Bank of China Building next to Minsheng.
Chu Hong proudly introduced: "This is one of the top private clubs in the capital. It is as famous as Yongfoo Elite and the Securities Association. It is equivalent to the Chang'an Club in the capital. The leaders of the capital often meet with guests here."
The appearance of the Bank of China Building is very beautiful, but the bank’s club located on the 52nd floor is just one word in Wang Dasha's eyes——
Old-fashioned.
Chinese-style decoration is no problem, but the problem is not beautiful.
The 50th floor is a 5-star suite, the 51st floor Western restaurant, and the 52nd floor club reception and entertainment area, basically all of the rustic style.
Young Master Wang felt inexplicably familiar, as if he was watching a TVB drama, and asked casually: "Hong Kong Island designer?"
Chu Hong was taken aback, then gave a thumbs up.
"Wang Shao is amazing! You are really not like the first magic city... Yes, the Banking Club itself is a product of Hong Kong Island.
When it was established in 2001, the Hong Kong Island designer invited to decorate it in the style of the Island Bank Club. Now the club is still networking with each other and sharing resources. "
Wang Yan curled his lips and lost interest in the environment.
Old Chu in 2015!
Is there a superstition about Hong Kong Island?
Look at this ruined decoration. How can it be worthy of the title of "Top Club in the City of Magic"?
The KEE club where Li Yixu hosted the last time, although it was also not very good to Wang Yan's appetite, and a bit old-fashioned, it was eighty miles stronger than today's broken ground.
The so-called private clubs have increasingly disappointed Wang Dashao.
But today’s focus is not the environment.
When accompanied the guests on stage, Wang Dashao slightly Y... was surprised.
Chen Xi is a girl who thought it was amazing before. When she went to the restaurant, two more peers appeared.
【Bai Jie, 33 years old, 90 appearance, 95 build, 74 special】
【Wang Yufei, 26 years old, looks 97, body 92, special 85】
Young Master Wang didn't react to Bai Jie's name. He was decent Wang, who didn't understand so many weird things.
The young woman is about 163 in height, plump, white to reflective, she laughs first when she doesn’t say anything, she is very charming.
Wang Yufei is tall and slender, nearly 170, with a melon-seeded face and very distinctive eyes-watery peach eyes, slightly upturned corners of the eyes, and a look at it seems to express a shy and timid invitation.
Together with Chen Xi, three golden flowers gathered together, which is simply dizzying.
There are only two men present here, Chu Hong and Wang Yan.
Wang Dashao immediately realized that the situation is not simple.
You guys are going to push BOSS...
Chu Hong laughed and introduced: "Bai Jie is the director of our office, and Feifei is the number one beauty in the credit department. In fact, she will have to deal with Wang Shao you often in the future, so we just got together today to meet her."
The reason is true.
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A housekeeper, a secretary, and a loan officer, according to common sense, do deal with frequently.
But can you send a boy out to work?
is not greedy my body yet!
Wang Yan has a tendency to be stinky and shameless, but he has no resistance.
Such a meal...
is so interesting.
Don't think about anything else, just treat it as a long-term experience!
When was seated, Bai Jie sat on Wang Yan's left hand position, Wang Yufei took the initiative to sit on Wang Yan's right side, followed by Chu Hong and Chen Xi.
——Another very interesting and thoughtful arrangement.
Then among the three girls, Chen Xi is still in a work uniform, and there is no time to change it.
Wang Yufei and Bai Jie both wore private clothes with exquisite makeup and looked specially dressed.
It's less than 6 o'clock now, and it's less than an hour after get off work.
Really interested...
Wang Yan probably knew something in his heart, and guessed some of Chu Hong's plans, but the direction of the banquet was still a bit unexpected.
I eat Western food, the dishes are served one by one, and I spend most of the time drinking and chatting.
The phase of getting acquainted with each other began, chatting about wine and cooking, everything was normal.
Slowly, the topic shifted to Wang Yan, and the situation began to become more subtle.
Chu Hong started with flattering.
"You probably don't know yet? Wang Shao's company was a hot spot for discussion on the Internet before. It has been listed on hot searches for several days. I, an old antique who has never played Weibo, have heard friends talk about it more than once."
This is a bit exaggerated.
The hot searches are actually the live broadcast industry, food broadcasting, mysterious local tyrants, and sky-high Haagen-Dazs. People who eat melons really don’t pay much attention to Wangting Entertainment.
But Chu Hong's purpose is to throw introductory words to facilitate others to use the topic.
"Really?"
Wang Yufei immediately glanced at the little worshiped eyes, the corners of her eyes raised, and she was intriguing.
"Wang Shao tell me!"
Pretending to be tender is a kind of talent. It is obviously a seductive style. Wang Yufei can just pretend to be a girlish look. His expression is naive.
Innocent seduce is not called Sao, it is called Tianshengmeigu, the difference is big.
In fact, Wang Yufei is also very difficult.
Facing a high-cold young master, don't you take the initiative, there is no chance at all.
But it is too active, and it seems cheap.
How to do?
turn unfavorable factors into advantages, this is called a master.
However, Wang Dashao was still obsessed with the high cold state and couldn't help himself, and his response was simple.
"It's not so exaggerated, friends bought a few hot searches."
Wang Yufei came home with a feather, and Bai Jie immediately followed with her wine glass.
"Bacon once said: A person may be very young in terms of age, but very mature in terms of hours, if he has not wasted time.
Wang Shao, your humility and low-key, reminds me of this sentence.
You should have never wasted your time, so you can do such a big business, but at the same time be so mature and respectful, not arrogant at all.
Come, I toast you a glass of wine, for no other reason, just to show my respect.
I cheers, you are free! "
Fuck!
Can you still persuade wine like this?
You cow beep!
Wang Yan almost wasn't shot.
It's not so happy and comfortable, it's really shocking.
has read the book for several months, but Wang Yan is still far from the state where celebrity quotes come casually.
The key is not to be awkward, but it is really appropriate.
Such flattering and persuading wine, who can hold it?
There is no way, Wang Yan toasted to accompany him: "Sister Bai has a good reputation, thank you."
Half a cup of dry red, Bai Jie really raised his head to kill, Wang Dashao had to toast with him.
No matter how you pretend to be cold, at most you talk less, you can't let the lady drink alone, just take a sip, right?
can't afford to lose that person!
Then, as soon as a glass of wine was finished, Wang Yufei immediately refilled Wang Yan, and she narrowed her mouth aggrieved.
"Wang Shao, Sister Bai, just toast you to toast. If I ask you a question, you don't even bother to return... You eat a la carte, drink slowly, and tell me about your company!"
Wang Yufei is another routine.
Pour the wine but don't persuade him, complain but don't follow the game, just stare at the topic of Wangting Entertainment, and have to let Wang Yan relax.
Young Master Wang was a little dazed, and didn't want to understand what she meant.
Why do I have to tell me about the company?
can't figure it out, Wang Dashao simply thinks about it and gives a little positive feedback.
"Wang Ting Entertainment is just a start-up company based in the live broadcast industry. It doesn't have any big results for the time being. If you do credit, you should be able to get in touch with those big companies frequently. We are still far from..."
When Wang Yan spoke, Wang Yufei didn't say a word, and stared at her with worshipful eyes.
After Wang Yan finished speaking, he followed up with questions.
"Wang Shao, how many employees do you have for such a large resident?"
"For the time being, there are 100+ employees and 150+ anchors. Live broadcasts require space, and there are not many workstations on those two floors."
"Wow! It is too extravagant to open a live broadcast company in Lujiazui? My office area is less than 4 square meters..."
Wang Yan finally saw a sign of it.
Wang Yufei's role ~www.wuxiaspot.com~ is probably to induce Wang Yan to talk about her own affairs, and then no matter what the situation is, she will express worship in various ways.
Mimei set? !
was thinking about it, and Chu Hong smiled and pointed at Wang Yufei: "You don't think the work position is small, go and mix with Wang Shao! Every day, the work is not good, but there are a lot of things...
Don't say that Brother Chu didn't give you a chance. You have served Wang Shao well. When will Wang Shao tell me: Feifei is a nice girl. I will arrange a separate office for you! "
Wang Yufei's eyes lit up: "Really?!"
Chu Hong shook his head irritably: "I'm a vice president of my size. Will I lie to you a little girl?"
Wang Yufei immediately looked at Wang Yan pitifully, and called out, "Wang Shao..."
Bai Jie snickered and framed the fire: "What's the use of acting like a baby? What about attitude?"
Wang Yufei immediately picked up the wine glass: "Young Master Wang, I will toast you a glass of wine! I'm doing it, you are free! Xiao Xi is stupid and stupid and won't have trouble. She is unfair. Just tell me, where will you point in the future, Where shall I fight!"
Here again? !
Wang Yan can understand, Chu Hong leads the way, Bai Jie is responsible for finding opportunities to drink wine, Wang Yufei is responsible for acting like a spoiled girl, and the three people came with a full set of procedures.
Then, what does Chen Xi do?
looks really well-behaved and dignified, and she is the only one full of tables.
was filled with another glass of wine, Wang Yan glanced sideways at Chen Xi.
The big beauty is still smiling slightly, her posture is neat, her smile is kind and distant.
Huh? !
wrong! !
This girl is too confusing.
Young Master Wang suddenly felt that things seemed not that simple.
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