The establishment of a new Xiangjiang real-time payment and settlement system, for the whole Xiangjiang banking industry, is not only to change the management bank from Huifeng bank to the future Xiangjiang financial authority, and transfer the settlement account from the old settlement bank and Huifeng bank to Xiangjiang foreign exchange fund, but also the specific technical mechanism under this one-tier structure, For example, the inter-bank payment mechanism of Xiangjiang banking industry and the bill settlement mechanism of Xiangjiang exchange fund established by Xiangjiang exchange fund administration.
For example, when the game is released and the playing method is updated, players have to pay the learning cost and re adapt to play the highest damage. Maybe they will encounter dissatisfaction with the distribution of benefits, such as the imbalance of game occupations leading to a large gap between advantageous occupations.
Therefore, after Huifeng bank wisely handed over the power of Xiangjiang banking settlement management bank, the Xiangjiang Banking Association, which represents the whole Xiangjiang banking industry, has become a positive negotiator. Maybe Huifeng bank will step back and make trouble in the crowd.
The development of Xiangjiang's banking industry is extremely complex. After all, Xiangjiang is an international financial center, which can be called as attracting global banks to settle here. To cite a number, more than 85 of the world's top 100 banks have set up branches in Xiangjiang, which can be roughly divided into British banks, Chinese banks, Chinese banks, American banks, Japanese banks European banks, etc. In addition, with the pockets of local tyrants in the Middle East, Arab funded banks also began to emerge in Xiangjiang.
Of course, the weight is still different. Therefore, the focus is mainly on British banks, Chinese banks and American banks.
Because Gao Xian takes the management of Xiangjiang exchange fund as the fulcrum and introduces Xiangjiang yen offshore financial center, Japanese banks with checks and balances should also consider more or less.
As for the Chinese banks that have the home advantage in Xiangjiang, it should be divided into specific situations.
Like Hengsheng bank, although it has a high position in Chinese banks, the control has long fallen in the hands of Huifeng bank. Even if it does not appear to be interfered by Huifeng bank, it is inevitable that Huifeng bank will take the lead at a critical time.
To cite another example, Chong Hing Bank in this period introduced a capital book of Mitsubishi Bank to enhance its own strength, and this form of joint venture is more common in the circle of Xiangjiang Chinese banks.
It is not that Xiangjiang Chinese banks do not fully support the overall situation with the power of Chinese capital. Gao's Bank Group and Youya bank belong to this rare category.
In this case, the feelings of Xiangjiang Chinese banks are often the feelings of various international capital behind them. In other words, it is still necessary to deal with British banks, American banks and Japanese banks.
What about the somewhat "isolated" Koch bank group and Youya bank? Naturally, there is no need. Gao Xian and Li Guobao will not really suffer if they avoid suspicion.
It is not difficult to imagine the complexity of dealing in the working committee of Xiangjiang real-time payment and settlement system, which gathers all commercial banks in Xiangjiang!
Fortunately, there are at least two points, so that the high string of active attack maintains an overall indifferent attitude.
First, the general trend has become that every household can jump up and down, but continue to accept this innovation.
Second, because Xiangjiang real-time payment and settlement system is related to the whole Xiangjiang banking industry, it can not be achieved overnight. It will take three years and two years. It belongs to the key work after the establishment of Xiangjiang financial authority. There is no need to rush for a moment and make steady progress. In Gao Xian's eyes, jumping happily can also consume the attention of banks and facilitate the upgrading of Xiangjiang exchange fund authority to Xiangjiang financial authority.
It must be pointed out that reforming the existing Xiangjiang banking settlement system and building a Xiangjiang real-time payment and settlement system is only an important part of the process of upgrading Xiangjiang exchange fund administration to Xiangjiang financial administration. Further, the internal game of Xiangjiang banking industry is only the tip of this turbulent iceberg.
For example, in front of the general public, there is a big debate on the free market.
Xiangjiang exchange fund administration has initially established the exchange fund bill settlement system and liquidity adjustment mechanism. As long as Xiangjiang exchange fund administration is upgraded to Xiangjiang financial administration, the exchange fund bill settlement system must be an important part of Xiangjiang real-time payment and settlement system, and the influence of liquidity adjustment mechanism on banks will be greatly enhanced.
To put it bluntly, the regulatory power of Xiangjiang financial authority over Xiangjiang financial industry is unprecedented.
You know, in the 1960s, the "laissez faire" policy of the financial secretary of the Hong Kong government was put forward with great fanfare. After being tossed by more and more serious banking crises and stock disasters, financial secretary Xia Dingji, as Guo's successor, carefully made an amendment and put forward "positive non Interventionism", And continued down to Xia Dingji's successor Peng Lizhi and the current financial secretary Zhai Kecheng.
Now, sir Gao wants to break this tradition with the Xiangjiang exchange fund authority as the fulcrum?
Don't underestimate this kind of debate. Sometimes the dispute of orthodoxy can kill people invisibly, especially when the level is high to a certain level.
In fact, the so-called "positive non interventionism" is just a slogan for people with a clear eye, because the facts are obvious there. Under the impact of the stock market disaster, the collapse of the real estate industry, the banking crisis and the Hong Kong dollar crisis in 1982, they also advocated "laissez faire". Xiangjiang has long been finished.
However, just as everyone has heard of the correct hidden rules of Zhengzhi, we can't say this on the surface. It's just that we can't do it. Especially in a high position like Sir Gao, it also belongs to the main attack side of the upgrading of Xiangjiang exchange fund authority to Xiangjiang financial authority.
However, Gao Xian was unambiguous. In order to upgrade Xiangjiang exchange fund authority to Xiangjiang financial authority, he appeared again through BTV, created a talk show aimed at answering questions and dispelling doubts for the general public, and even promised to attend the next Miss Xiangjiang contest, which coincided with the 15th anniversary.
With the help of this mass media channel, sir Gao quietly fought back in vernacular. Looking around the world, no one is conservative and keeps pace with the times. Just like British welfarism, it did not exist at the beginning.
Xiangjiang's current financial development should add some indispensable preconditions. For example, enterprising should maintain long-term stability. If it is destroyed by huge fluctuations, how can it be attached?
Another example is fairness. If we turn a blind eye to problems such as mortgage purchase and industrial injury insurance, is Xiangjiang international financial center just to serve foreign consortia and has nothing to do with local people?
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Although Sir Gao did not explicitly oppose the "laissez faire" policy, some of his principles were clearly set out and immediately summarized by his supporters as Gao's fiscal philosophy.