Chapter 359: 359

In the "old script", users who have contacted the Xiangjiang banking system often know that there are three note issuing banks in Xiangjiang, namely HSBC, Standard Chartered and Bank of China. In fact, Bank of China only had the right to issue notes in the 1990s before Xiangjiang's return. At this stage, Bank of China's position in the whole Xiangjiang banking industry is not so high.

However, the current number of Xiangjiang note issuing banks is also three, namely HSBC, Standard Chartered and Yili.

In history, the British banks that entered Xiangjiang the second time were only one step later than Dongfan Huili bank. They once played an important role in the Xiangjiang banking system, but they can't do it now. Otherwise, they won't stop issuing money last year.

You know, although the right to issue money is very tall, it also costs to operate this thing in practice.

First of all, it is impossible for the Hong Kong government to let the note issuing banks issue notes at will. At least, the note issuing banks should have corresponding collateral to check and balance, so as to avoid the collapse of the Xiangjiang financial system.

Secondly, note issuing banks should also deal with unexpected situations such as damage and forgery of notes. After all, even in this era, counterfeit banknotes are not new. Especially in Xiangjiang, the probability of counterfeit banknotes is so high that citizens do not like to use large denomination banknotes. Therefore, it is not difficult to imagine the investment required for banknote printing technology.

If note issuing banks mix well, they can naturally ignore the cost of note issuance and enjoy the benefits of having the right to issue notes. However, favorable banks certainly do not belong to this category and cannot be compared with HSBC and Standard Chartered.

Therefore, when Shen Bi announced that Huifeng bank was ready to let out the favorable bank acquired in previous years, Gao Xian's first reaction was that Shen bi was pretending to be soft in a disguised manner to ease the internal contradictions of British capital caused by his coveting the control of Hutchison, and the favorable bank was just a token, Those complaining foreigners won't be the takers.

However, when Shen Bi mentioned that Sir Gao Xian, CBE and JP were qualified to participate in the favorable bank recovery plan, Gao Xian couldn't easily watch the fire from the shore, "it seems that Shen Bi, who must report, really hated himself in his heart, so he set up this game of counting birds with one stone."

Before weighing the benefits and losses, Gao Xian's father-in-law Yi Mingzhe hurried to the door. It can be seen that the old man was really worried and didn't have the patience to let his son-in-law go to Yiyuan to report by himself.

It's not hard to understand that Yi Mingzhe, who is so knowledgeable, can't hold his breath.

From the perspective of the Chinese people in Xiangjiang, Gao Xian, who has reached the height of his life, has established his own business Kingdom, has been seriously called into the Executive Council by the Hong Kong government, won the title of justice of the peace, and has been knighted by the British royal family, which can be compared with He Dong, Zhou Shouchen, Zhou longnian Zhou Xinian... Even his own life achievements of Yi Mingzhe are comparable. Is it possible if he doesn't attract envy? Especially Gao Xian is so young!

Therefore, Yi Mingzhe is very worried about Gao Xian's young decision. Whether it is the identity of his only daughter husband or the interests of Gao Yi's two families, Yi Mingzhe has to consider Gao Xian.

"Don't worry, I don't want to win." Gao Xian smiled and comforted his father-in-law. "After being knighted on the Queen's birthday this year, I'm not in a hurry to go back to Xiangjiang to accept congratulations."

"It's better for you to take it lightly in the matter of knighthood." Yi Mingzhe nodded, "but Huifeng bank's transfer of favorable bank is not just about glory. Dare you say you haven't been aroused to be ambitious?"

"Since the banking crisis in Xiangjiang in the 1960s, the Hong Kong government has stopped issuing bank licenses, so that many people who intend to carry out banking business in Xiangjiang can only operate in the form of financial companies, so that the value of bank licenses soars all the way."

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"In this case, the favorable bank license and the right to issue money must have unimaginable temptation for you with the banker's ideal."

"My father-in-law knows my heart." Gao Xian sighed. "The ceiling of Gaoyi's financial operation is becoming more and more obvious. It can be fundamentally solved only by becoming a bank. Shen Bi threw out the meat of favorable bank, which smells not ordinary!"

Yi Mingzhe frowned, "listen to what you mean, you have realized that the pit of favorable bank can't jump?"

"It's hard to say whether it's a pit." Gao Xian said leisurely, "Shen Bi's kindness to pull me into the game is nothing more than to consume my financial resources and break my cash flow."

Yi Mingzhe stared at his son-in-law brightly, "Gao Xian, before you, Xiangjiang was not without amazing and outstanding Chinese businessmen, but you and them have one of the biggest differences I think, you know?"

Gao Xian modestly owed a body, "please give me your father-in-law's advice."

Yi Mingzhe said slowly, "you can always find seemingly endless cash from outside the circle of Xiangjiang, giving people a deep feeling."

Gao Xian was amused. "I really don't make less money outside Xiangjiang. Otherwise, I won't frown on Hutchison, or borrow or invest about HK $300 million in shares, that is, US $50 million."

Yi Mingzhe patted his thigh, "the year before last, American Fortune magazine reported Bao Yugang, the boat king, as the richest man of Chinese people, but his $1 billion fortune is mainly reflected in oil tankers, which is not necessarily better than your asset structure. Shen Bi must understand this and completely suppress you through the pit of favorable banks."

Gao Xian confidently said: "my father-in-law took the trouble to explain the interests for me, which suddenly opened my eyes. But it's really hard to say whether Huifeng bank sold a favorable bank or not. For me, Shen Bi's calculation may not be able to do nothing."

Gao Xian said these words, not his arrogance. It must be admitted that even with the golden finger of asymmetric information, there is no absolute guarantee that the favorable bank is not a pit. In the 1980s in the "old script", it was sold by Huifeng bank to Citibank in the United States. Later, it was sold to Mitsubishi Bank once again, which showed its poor performance.

However, the high string golden finger is a systematic golden finger, and information asymmetry is only one of the manifestations. Now there is a lot of gold in his "bag" waiting to be "washed white", and the favorable banks with bank licenses and cash issuance rights can be better used than the current Gaoyi series.

Yi Mingzhe didn't know Gao Xian's real cards. He said anxiously, "it seems that Shen Bi is really the right medicine. Even if you understand the powerful relationship, you will be driven by the ambition of becoming a banker and enter the game according to his design."

Gao Xian laughed, "don't be angry, I'll be included in Shen Bi's game, and I won't follow the route planned by Shen Bi, because I have enough patience, and as long as I haven't entered the game, the initiative is on my side."

Before Yi Mingzhe could figure out the meaning of his son-in-law's words, an invitation was sent to Gao Xian's desk. Shen Bi, vice chairman of Huifeng bank, Niu Bijian, senior class of Yihe foreign bank, and Xia Dingji, financial secretary of the Hong Kong Government jointly invited him to a banquet.

After reading the invitation, Yi Mingzhe said angrily, "these ghost guys must have reached a tacit understanding. I tell you, whoever advises you to take over the favorable bank at this time is the enemy hiding evil intentions!"

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