Chapter 365: 365

Although Gaoxian's entry into the favorable bank has been reported by Xiangjiang media, it is really not the focus of Gaoxian's current work. The Gaoxian industrial estate, which is highly expected by the Hong Kong government, the development of land previously hoarded, including milk companies, and the Whampoa dock container terminal business in the bag as planned, have a higher priority.

That is to say, after more than a week, the process of transferring the control of the bank was announced to be completed, which shows how Shen bi was fully prepared and efficiently implemented.

The favorable bank was "skinned" into an out and out local bank in Xiangjiang, which also completely retained the face of British capital.

In a word, Xiangjiang yingzi forces borrowed Gao Xian's business mind and didn't let Gao Xian take too much advantage. Shen Bi did a good job, which can be regarded as restoring his reputation in the previous battle between Hutchison and Hutchison.

The current financial situation of banks can be roughly shown by several data, that is, the registered capital is HK $30 million, the capital account is more than HK $50 million, the deposits are nearly HK $700 million and the total assets are more than 100 million, which is about equivalent to the development level of the first-class Xiangjiang Chinese funded bank in the first half of the 1960s.

According to Lin Xingzhi, editor in chief of Xinbao, who has obtained the exclusive inside information, it is no wonder that the favorable bank control is given away. With the current cooperative relationship between Gao's business Kingdom and Huifeng bank, the amount of money involved in the favorable bank control is really not worth mentioning.

Ye Licheng said bitterly: "now many people outside are talking bitterly. Sir Gao has got a favorable bank with the right to issue money. Although he has full face, he has also taken on the heavy responsibility, and even the burden, which is equivalent to eating a dark loss."

Gao Xian, who had already made up his mind, smiled indifferently, "as long as HSBC Shen Bi, Jardine newbijian, governor Mai Lihao and I understand the mystery, others can talk about it."

Over the years, Gao Xian's foresight has been deeply appreciated by people around him. Seeing that the favorable bank situation has developed so far, ye Licheng naturally can only choose to believe 100% in his boss's plan, so he turned to say: "since we made it clear that we will continue to perform our cash issuing duties before the end of the year, Shen Bi doesn't call me to various instructions every day."

"He mainly mentioned that since the Hong Kong government held the unprecedented Xiangjiang Festival, the Christmas sales season began to take shape in the Xiangjiang market. Coupled with the subsequent traditional sales season of the lunar new year, the circulation pressure of banknotes will reach the annual peak, and favorable banks must pay attention to it."

"I understand Shen Bi's subtext." Gao Xian nodded, pushed a document along the smooth desktop, and ordered Ye Licheng: "this is the new development plan I made for Xinli bank. You should familiarize yourself with it first, and then arrange an investor meeting in three days to inform the big class who clapped their chest in front of me to ensure that they will honor their commitments."

……

Not to mention, those foreign banks who jointly "rebelled" because they were afraid that Huifeng bank was too overbearing because of the dispute between Hutchison and kee did not break their faith. They were invited to come one after another, which surprised Shen Bi and new Bijian.

"I guess they all have the idea that they don't mind spending some money on tickets to see the excitement." newbijian smiled with a smile.

"Gao Xian is using a sharp knife to cut through the mess, separating the favorable bank from the previous poor management situation, so as to re-establish the favorable bank." Shen Bi, who has been paying attention to observation recently, solemnly judged.

"Sir Gao is really rich." newbijian muttered with envy and jealousy.

Shen Bi smiled complacently, "isn't this the situation we want to see?"

"Indeed." newbijian was also happy. "He didn't have a place to burn money. He was always eyeing the opportunity, and we were not stable. Well, his ears could be clean for at least five or six years."

……

Soon after Shen Bi and Niu Bijian sat in their seats, Gao Xian slowly entered the conference room, sat in the middle, and opened the door to the mountain: "thank you for taking the time to be there in person in your busy schedule, which let me see your sincere support for the development of new favorable bank."

Qi dezun of Heji Daban took the lead and said, "yes, sir Gao, just announce the matter."

After Gao Xian thanked him again, Lang Sheng said, "I have made a new development plan for Xinli bank and want to discuss it with you. First, the registered capital of Xinli bank has increased to HK $300 million, and Gaoyi's contribution is no less than 51%. What do you think?"

Everyone here began to notice the "new favorable bank" mentioned by Gao Xian many times, so they tasted the meaning of "new" and Gao Xian's wealth.

Qi dezun once again supported: "Xinli bank will increase its registered capital, improve its image and goodwill, and Hutchison is willing to..."

Shen Bi cut in without face and said, "Huifeng bank pays 10 percent."

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Newbie then said, "harmony gives 5 percent."

Other large classes of foreign firms are not as rich as Gao Xian, Shen Bi and Niu Bijian. They have invested 1% or even 0.0% one after another, which roughly reflects their respective companies' position in Xiangjiang business circles.

To Gao Xian's surprise, Michael Kadoorie also has the spirit of Jardine, Hutchison, Swire and huidefeng, the four British funded foreign firms in Xiangjiang, which is 5%.

After all the people expressed their attitude, Gao Xian said solemnly: "you support the development of Xinli bank so much, I will never live up to this trust."

Shen Bi said step by step: "Sir Gao, we have finished our share subscription, which is really a demonstration of our sincerity. It's time for you to really clarify your new favorable bank development plan."

"Just so." as soon as Gao Xian waved his hand, a staff immediately distributed documents to the shareholders of Xinli bank.

Shen Bi flipped through the two pages quickly. He couldn't help raising his eyebrows and immediately thought of adjectives such as ambitious, radical and bold.

The reason why this development plan made Shen Bi think so is really because some of its plans are unprecedented from the perspective of the current stage.

For example, Gao Xian proposed in the new development plan of Xinli bank that residential property mortgage will become a very important business, and the loan time can be up to ten years at most.

You know, Xiangjiang is a colony robbed by the British Empire from the decadent and incompetent Qing Empire. Among them, Hong Kong Island belongs to the so-called "cession" and Kowloon and the new territories belong to the so-called "lease". As a result, the land price of Xiangjiang is subtle and sensitive. The people who work hard all day may not understand the mystery, but there is a top Xiangjiang like Huifeng bank, I don't generally know.

In addition, Xiangjiang society is mixed with dragons and snakes, and the contradictions are intensified from time to time, which leads to the current situation turbulence, and makes the land price full of the risk of large-scale fluctuation.

As a result, the purchase of houses built on land began only in the 1960s.

Can there be one thing, the time of buying a house mortgage in this era is not like the 20 years known to mainland people in the "old script". It can even be exaggerated to borrow to the age of 80. If the parents fail to pay off and the children return, it will not exceed three years, so as to avoid the risk of uncontrollable turbulence.

Later, Hengsheng bank, a leading Chinese bank, made a bold innovation and increased the mortgage time from three years to up to seven years, which won the favor of many middle-class people who urgently wanted to buy property.

Now, Gao Xian is ready to let Xinli bank increase the mortgage time to up to ten years, which is absolutely radical and bold. After all, who dares to conclude that there will be no new current situation shock affecting the rise and fall of the real estate industry in Xiangjiang within ten years?

Qi dezun stared at Shen Bi, who had interrupted his speech before, and spoke again to Gao Xian to interpret the new development plan of the new favorable bank. He said, "Sir Gao has made such a detailed plan, many of which brighten my eyes."

"Gaoxian industrial estate, the first industrial estate in Xiangjiang, will soon be put into operation. The new favorable bank plans to support the settled enterprises, which will undoubtedly bring new vitality to the whole economic development pattern of Xiangjiang and have an unlimited future."

"Sir Gao judges that there are signs of deregulation in the banking industry in the United States, so he plans to let Xinli bank develop its business in the United States without rain. I absolutely believe that Sir Gao can make remarkable achievements in the international business of Xinli bank. Which project is not a source of money for his investment in the United States these years?"

There is no doubt that Qi dezun suddenly talked about the key point that most of the large classes of foreign firms here have expectations for Gao Xian. There is no need to boast. Gao's overseas investment is really enviable!

Therefore, the ghost guys began to consult Gao Xian one by one on the new development plan of Xinli bank, and Sir Gao patiently answered them one by one.

As for Shen Bi and Niu Bijian, they looked over and over at the new development plan of the new favorable bank. Sometimes they heard people discuss a certain place and showed a thoughtful look.

Looking at a gap, Shen Bi coughed politely and asked, "Sir Gao mentioned in the new development plan of Xinli bank that in order to protect the goodwill of Xinli bank to the greatest extent, Xinli bank will earnestly perform the cash issuing right granted by the government."

"This year's Christmas sales season doesn't have to wait too long. At that time, the demand for cash in the market will surge. How will Xinli bank fulfill its cash issuing responsibility?"

Gao Xian replied without delay: "Huifeng bank's note issuance accounts for more than 80% of the total note issuance in Xiangjiang. Favorable banks certainly do not have the strength of Huifeng bank and Standard Chartered Bank. They can only be used as a supplement. What does vice chairman Shen Bi think of taking on the note issuance of HK $200 million in less than one quarter of this year?"

Many people here grinned and said that Sir Gao really has strong financial resources. It requires at least HK $200 million in cash to be bet on the exchange fund of the Hong Kong government.

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