Chapter 458: 458

It can be predicted that after returning to miss Yi at the high house at 10 Pule Road, Hong Kong Island, the movement of family members has increased significantly. Not to mention the lush Yi family, Gao Xian alone has many close relatives who come to visit with their families during the Spring Festival.

Yi Huirong had just settled down at home. Gao Xian's two eldest brothers, Yi huichong and Yi Huiqiang, came early with their wives and children and had a dinner with her brother-in-law and sister's family.

As for Yi Mingzhe and his wife, they are still in Yangcheng, the mainland, preparing for the annual spring tea event.

Yi Huirong asked when the second old man would return to Xiangjiang with concern. Yi Hui said with a strong smile: "according to the plan, the return date is these days. Before we came, we specially contacted. The second old man knows that you have come back, so naturally we should start as early as possible."

Yi huichong then explained: "recently, the situation in the mainland has changed rapidly. My father is very concerned about it, so he has to work harder."

Yi Huirong glanced at Gao Xian and knew clearly in her heart that her father Yi Mingzhe must agree with her husband's views on the current situation in the mainland. Only then did she run actively regardless of her age. After all, the fate of a large family is often determined in this change.

Gao Xian said, "it's worthwhile for my father-in-law to be busy. In this delicate period, everyone and every family are facing major choices and must make good use of existing resources."

"Perhaps, from the appearance, some people are as stable as Mount Tai, but maybe they already have a card."

"Just give me an example. As far as I know, sir Bao, the world ship king, although he has kept a distance from the mainland these years, he has a wonderful aunt and cousin in Yanjing through his wife's in laws. He has returned and served as Minister of economy and trade."

Yi Huiqiang was so surprised that he tutted and praised, "this is really the Eight Immortals crossing the sea. Each has its own magic power! However, brother-in-law, your ears and eyes are too smart. I think I know three teachings and nine streams like the back of my hand in Xiangjiang, but it's the first time I've heard such secret news."

Yi huichong, far more calm than his brother, frowned and said, "if you know the news is secret, be serious."

Seeing this, Yi Huirong smiled and got up to tease the children with her two sister-in-law.

Yi huichong changed the topic and said, "brother-in-law, favorable bank has been very involved in your energy. If Gaoyi finance is upgraded to Gaoyi bank, there will be no risk of taking care of one thing and losing the other?"

Gao Xian estimates that Yi huichong is conveying the concerns of his father-in-law Yi Mingzhe, because his status is no small matter. Others, even elders, are not easy to speak, so he can only politely deal with it through equal discussion among young people.

"In the operation of favorable banks, there is more 'public' component; in the operation of Gaoyi bank, there is more 'private' component." Gao Xian patiently explained: "the missions of the two banks are different, so there will be no conflict."

Yi Huiqiang continued to cut in without formality: "for my brother-in-law, favorable bank is the child picked up, while Gaoyi finance is the child born and raised by myself. Of course, I have to be trained. If I had such ability, I would make such a choice."

Gao Xian was made to laugh, "brother Qiang, your metaphor is really very appropriate."

Yi huichong ignored Yi Huiqiang's tone, and then went on with the topic just now: "I heard that since the news that the Zhengfu will reissue the bank license, there are more than a dozen people who intend to apply for the bank license."

"I'm afraid it's more than that." Gao Xian nodded. "I estimate that this year alone, the number of local bank licenses in Xiangjiang is likely to be nearly 30."

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"In any case, Xiangjiang's banking industry will return to the situation before the banking crisis in the 1960s, which was like a crucian carp crossing the river." Yi huichong reminded: "The Yi family has experienced this chaotic competition, and the final outcome is often full of sadness. Moreover, now the prospect of Xiangjiang is uncertain. Is the establishment of Gaoyi bank a little too hasty? It's better to wait until the situation becomes clear."

Gao Xian listened carefully to Yi huichong's opinions while tasting tea and thinking.

Objectively speaking, Yi huichong expressed his views on the establishment of Gaoyi bank on behalf of the Yi family, which can only be said to be caused by habit.

Since coming to this era, Gao Xian, after careful observation, found that the operation of Yi family is very stable, and it can not even be described as conservative.

In the frenzy of the Xiangjiang stock market in the early 1970s, so many Chinese capital gained countless benefits by listing companies and raising funds in various ways, but Yi group remained unmoved. Finally, there was no need to worry about the sharp decline of stock prices in the stock disaster.

After the end of the economic recession from 1974 to 1975, Xiangjiang's real estate industry and stock market regained vitality, land transactions occurred one after another, and corporate mergers became common practice. Coriolis group still sits firmly in Diaoyutai.

The first reason for this is that Yi's group has a deep enough foundation. Even if it operates conservatively, it can still maintain the status of the old Xiangjiang Chinese consortium. In addition, the Hong Kong government's cold treatment of the Yi family has forced Yi Mingzhe to operate steadily.

It is precisely because he can see these clearly that Gao Xian can rationally digest Yi huichong's opinions without any objection.

"At the beginning of the re issuance of the bank license, it will certainly lead to a chaotic situation of competing for the best, but it also means that the supervision has no time to follow up." Gao Xian said slowly: "the current Xiangjiang banking regulations" It was formulated in the early 1960s, and before it could be used, a banking crisis bigger than the run on Liao Chuangxing bank occurred, forcing the Zhengfu to simply stop issuing bank licenses and control the number of licensed banks in Xiangjiang. "

"Up to now, the Banking Ordinance has only been amended in 1969 and 1971. Its provisions, such as the paid in share capital of no less than 10 million yuan, are easy for Gaoyi finance."

"I'm worried that in not too long, the government will introduce some new regulatory regulations, which may really block Gaoyi finance. This delay is likely to push the establishment of Gaoyi bank to two or three years later. It's too long for fleeting opportunities."

Yi huichong nodded slightly. "Just think carefully. I'm just giving some opinions for reference only. As long as Gaoyi bank is established, Yi group will support it."

……

Indeed, although Yi huichong expressed the opinion of "pulling back", the action of Yi group is not discounted at all.

Before the 15th day of the first month, Gaoyi bank, which will be established soon, completed the link of capital contribution confirmation.

Of the registered capital of 100 million yuan, Gao Xian contributed 60 million yuan, Yi family contributed 10 million yuan, Ma family contributed 5 million yuan, and Li Fuzhao, Chen Tinghua, Zhou Wenxuan, an Zijie, Huo Yingdong, he Hongshen and other Chinese businessmen from Xiangjiang and Haojiang also actively participated in it.

Finally, the paid in capital of Gaoyi bank is nearly 80 million yuan, which fully shows the activity energy of Gaoxian in the industry.

In short, after ye Licheng, the first general manager of Gaoyi bank, who has been determined, receives the bank license from the Hong Kong government, Gaoyi finance can be smoothly upgraded to Gaoyi bank and carry out business as a licensed bank.

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