The sensation caused by the run on Gaoyi bank has exceeded the surprise acquisition of land by happy industry.
Because when happy industries forcibly acquired land, people had the choice of watching the excitement from the side. However, when Gaoyi bank encountered a run, it was likely to spread out of control in the whole Xiangjiang banking industry, which was proved by painful historical experience.
Don't think how good your business can be. More than a decade ago, Hang Seng Bank wanted word-of-mouth and performance. It was not difficult to escape the run storm. Finally, it had to hand over control to HSBC to get a chance of life.
The current situation of Gaoyi bank is also very similar, and the performance reputation and operating performance are obvious to all. When Gaoyi finance was still in business, the deposit amount exceeded the mark of HK $10 billion. After being upgraded to Gaoyi bank, it developed rapidly, which can not be described as a thousand miles a day, thus forming a complex capital relationship with many customers and peers.
In this case, the bad luck of Gaoyi bank can be said to affect the whole body.
Compared with the nervousness of stakeholders, the board of directors and executives of Gaoyi bank are extremely calm.
In the evening, Gaoyi Bank held a media communication meeting, and General Manager Ye Licheng answered the questions concerned by the media in an orderly manner.
The reporter first went straight to the core to verify whether Gaoyi bank had suffered a run.
Ye Licheng's answer was very interesting. "I don't object to it being considered a run, but Gaoyi bank prefers to regard it as a centralized withdrawal demand of depositors."
Noting that many people were forced to smile to avoid gaffes, ye Licheng solemnly explained: "this is not a word game. Gaoyi bank has the confidence and ability to meet the withdrawal needs of depositors."
Hearing this, people began to taste the difference of Ye Licheng's speech.
All the commercial banks that were run on were either explained, advised, or guaranteed. In a word, they tried their best to ask depositors to believe in themselves and not to mention money, but Gaoyi bank was incredibly tough to meet depositors' withdrawal needs. Just come here.
Seeing that there were many people with a dark psychology of watching the excitement, ye Licheng couldn't help but proudly tidy up his tie.
The reason why commercial banks fear a drastic run is nothing more than a lack of working capital, because commercial banks have to lend money to pay the interest of depositors and make profits.
However, at this stage, Gaoyi bank is in an "abnormal" state because Gaoxian plans to win the land. Although the total working capital is certainly less than the total deposit, the weight and stability of the money mobilized by Gaoxian are doomed to make a run on Gaoyi bank a joke.
Ye Licheng now even began to doubt whether his boss had long expected this situation and left a hand to let Gaoyi bank take the opportunity to establish an indestructible iron man image.
The eyes of the reporters have long been trained by their career. Even from ye Licheng's small actions, they interpreted a strong confidence that was not bluff, so someone couldn't help hearing: "Mr. Ye, can you tell me how much the total withdrawal amount of Gaoyi bank today?"
Ye Licheng replied lightly, "about 150 million is completely under the control of Gaoyi bank."
The chat about the run on Gaoyi bank was killed by Ye Licheng, who was "not good at words".
Reporters will certainly not stop here and began to ask another sensitive topic, "how many loans have they received from Gaoyi bank in order to acquire land, happy industry and Sir Gao, as well as relevant stakeholders?"
The essence of this problem involves the bad habit of Xiangjiang Chinese funded banks, that is, shareholders use the bank as an ATM for their own interests and use various deceptive means to misappropriate depositors' deposits.
"I don't need to answer this question, but I'm willing to explain it." Ye Licheng slowly said, "happy industry and Sir Gao have a normal relationship with Gaoyi bank, but there is no loan for the acquisition of land."
"I know that media friends are very interested in the source of funds used by happy industry to acquire land. They should go to happy industry for positive verification, rather than beating around the Bush from Gaoyi bank."
In the luxury suite of Wenhua Hotel, Simon kaiserk looked at the information sorting program of Gaoyi bank media communication meeting broadcast on TV and snorted disdainfully, "pretend and bluff to see when you can perform."
Henry kaiserk shook the crystal glass, looked at the rippling red wine and said faintly, "find some people to join the withdrawal team, and the run will be more powerful tomorrow."
Simon kaiserk nodded, "should we kick Gao Xian out of the land's board of directors tomorrow and announce that happy industry's acquisition of land is invalid because of capital problems?"
"Don't be busy, we must be patient and gracious. We'll take action the day after tomorrow." Henry kaiserk smiled. "By the way, why do you see a group of shrimp soldiers and crabs in public? Where's Gao Xian?"
"It seems to shuttle leisurely through various clubs and clubs." Simon kaiserk sneered: "I think I'm looking for a relationship to stabilize the situation."
……
Gao Xian really seems a little "not doing business". Instead of honestly sitting in the center of Xinhua people's Bank, he plays ball games, tastes tea and has a chat
The day after Gaoyi bank ran, Gao Xian's car didn't appear in the parking lot of Xinhua people's bank until after lunch time.
After getting out of the car, Gao Xian looked around casually and found a pile of cigarette butts in a corner. He couldn't help but frown slightly.
Noticing the change of his boss's look, Zhou Chengchang quickly said, "I'll remind president Zheng not to slack off in fire fighting."
Gao Xian nodded slightly, "don't hurry to take the elevator and walk from the fire passage."
Zhou Chengchang smiled and said, "then I'll climb the stairs with my boss for a while to keep fit."
Of course, Gao Xian is not so free. He is just interested in checking the fire protection work of Xinhua people's Bank. He has always attached great importance to the fire safety of buildings in this era.
After climbing three floors without changing his face, Gao Xian really didn't find anything wrong. Zhou Chengchang was about to suggest his boss to take the elevator, and a voice came from above.
"But I was tired to death. I thought I had picked up an easy job. Unexpectedly, there were many people lining up to withdraw money from the favorable bank."
"It's not true. The favorable bank has bad luck with the Gaoyi bank. Xiao Ding must be sitting in the office. He really thought he could maintain order. As a result, he was almost broken by the dead Jiuyin white bone claw."
"In my opinion, the big boss is the cause of all this mess. The group is doing well. Why do you want to provoke ghosts and buy land on a whimsical basis? It's not a hornet's nest. You can't find yourself at ease!"
"Yes, Xiangjiang is the world of ghost people. It has been more than 100 years. We should keep a low profile, but the big boss is complacent. Now, maybe we will be involved and lose our jobs."
……
Complaining incessantly, even a cigarette end fell down from the gap of the stairs and almost landed on Gao Xian.
Seeing his boss's face sinking like water, Zhou Chengchang rushed up in one breath and scolded angrily, "which department do you belong to? Why don't you hide here and smoke secretly? Forget the company regulations?"