Chapter 710: 710

If we don't consider the exquisite layout of Gao Xian's strength, Shen Bi, the wily and resourceful senior class of Huifeng, is really very clever.

Under the guidance of the intention to give a briefing in advance, next year, that is, 1983, the chairman of the Xiangjiang Bank Association will be assumed by the favorable bank, which immediately became the focus.

You should know that the Hong Kong Association of banks is a statutory body of the Hong Kong banking sector and provides a formal mechanism for communication between the Hong Kong government and the banking sector. Banks operating in Xiangjiang must have sufficient qualifications to obtain bank licenses from the Hong Kong government and become members of Xiangjiang Bank Association.

It can be seen that the status and authority of Xiangjiang Bank Association have been.

The Xiangjiang Banking Association and its predecessor, the Xiangjiang foreign exchange banking association, have long been chaired by Huifeng, the overlord of the Xiangjiang banking industry, and Standard Chartered, headquartered in London, England.

Now, this practice has been broken. Favorable banks other than Huifeng and Standard Chartered are about to become the chairman of Xiangjiang Bank Association, which naturally attracted extensive attention and enthusiastic analysis.

Huifeng bank's high sounding explanation is that since accepting the leadership of Sir Gao, Yili bank has maintained a stable and excellent momentum of development, becoming a model of local banks in Xiangjiang, and its leadership has become increasingly apparent. Therefore, Huifeng decided to give the term of chairman of Xiangjiang Bank Association next year to Yili bank, so as to better unite all walks of life and make concerted efforts, We will work together to tide over the current difficult period of economic development.

On behalf of vanguard bank, general manager Chen Zuze made a modest response and thanked the financial secretary, Huifeng and Standard Chartered for their attention. Vanguard bank cherished this opportunity and fulfilled its mandate to complete this pioneering term.

As a "newcomer", in order to reduce uncertainty and external speculation and doubts, Chen Zuze also listed the priority work direction of favorable banks after serving as the chairman of Xiangjiang Bank Association.

For example, Xiangjiang Bank Association will negotiate with Zhengfu to cancel the bank deposit interest tax.

For another example, the Hong Kong Association of banks will also examine the bank operation problems currently exposed to avoid repeating the mistakes of the banking crisis of the 1960s.

In short, with a modest attitude and clear expression, the favorable bank quickly made the outside world have a sense of the trend of Xiangjiang Bank Association next year.

At this time, when we look back at the appointment of the Bank of Hong Kong as the chairman of the Hong Kong Association of banks, we will find that although it was somewhat unexpected at the beginning, it was natural.

Favorable banks have this qualification!

At this stage, in Xiangjiang banking industry, favorable banks are only second to Huifeng and Standard Chartered, which are comparable to Hengsheng bank. If you add Gaoyi bank, which has a deep and unpredictable sense in the field of investment banking, the strength of Gaoshi banking group is only lower than Huifeng.

In addition, the bank mentioned that after he took office, the work direction of Xiangjiang Bank Association, among which, negotiating with the Hong Kong government to abolish the bank deposit interest tax, can be said to surprise all stakeholders including all banks in Xiangjiang.

Although the Hong Kong government has always ruled Xiangjiang in an almost laissez faire way, in key areas, the Hong Kong government has set up many cards to protect its own interests. The bank deposit interest tax is one of them, especially the foreign currency deposit interest tax, which is as high as 15%.

If the deposit interest tax is really abolished, it will be a shackle less.

However, Chen Zuze has some doubts about this, "is the government really willing to spit out this fat meat?"

"You still haven't found out the psychological activities of the British people." Gao Xian smiled. "In the past, the 1997 issue was far away, and the Zhengfu naturally guarded its own interests; now, there are more than ten years left. It's meaningless to be stingy. It's better to be a good man."

"What's more, from the current situation of Xiangjiang's economy, the side effects of bank deposit interest tax, such as burden and restraint, are indeed becoming more and more obvious."

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Chen Zuze thought about it. It's really this general trend.

Gao Xian pointed to several documents that he had just reviewed in front of him, and then said: "although there is still some time before next year's new year's day, some things can be started, and Huifeng is also very concerned."

"First, in the name of the loan alliance, ask Jardine to repay the loan and whether it can be fulfilled on time. It owes nearly 10 billion to the loan alliance including Huifeng, Standard Chartered and Yili. It should always be given a clear guarantee in this special period."

"Second, in the name of the banking association, let Hang Lung Bank immediately submit the latest operation data. If it doesn't cooperate, please ask the bank supervisor at Zhengfu."

For the first thing, Chen Zuze led the God meeting without thinking, but for the second thing, he was a little confused. "The boss felt that although Hang Lung Bank successfully responded to the previous crowd, there were still serious problems."

Gao Xian nodded. "When Gaoyi cleared the assets and debts of Jianing and Yida, it pulled out the turnip and took out the mud. It was found that Hang Lung Bank had abnormal loan problems, which may have exceeded its own assets."

Chen Zuze took a breath of air-conditioning. Xiangjiang's thrilling banking crisis in the 1960s has not been completely forgotten by the people in the circle. A lesson provided by this crisis is that if a bank fails, there will be a chain reaction and affect the whole banking industry.

"It seems that the term of office of the chairman of the banking association will not be easy next year," Chen Zuze said with emotion.

"Hang Lung Bank is just a medium-sized bank. Even if it is really rotten, as long as it is found in time, Huifeng and the financial secretary reveal the bottom, the risk should be controllable." Gao Xian said thoughtfully: "the problems of Hang Lung Bank can be investigated slowly. First, go and give Yihe a knock on the mountain."

……

Chen Zuze, who received Gao Xian's instructions, immediately contacted Jardine after returning to his office. He was very polite. Now the economy is so depressed, so the loan alliance is very concerned about Jardine's current situation and how its debt repayment ability is. Would you like to come and explain the situation.

Bao Fuda, the irresistible deputy general manager of Jardine, put down the phone and hurried to find Niu Bijian, Jardine's senior class, to report.

Similarly, Niu Bijian, who was tight in his heart, pondered, "it's easier to be suspicious to dodge. Go and delay as much as possible."

Bao Fuda reluctantly accepted the order, hardened his head and came to the headquarters of the bank. He met Chen Zuze, summoned up his courage and pretended to be Boyi: "Jardine's family is big and has always been a gold medal customer in the banking industry. Is Chen Sheng making such a fuss?"

Chen Zuze smiled faintly, "it's not easy for banks in this period. Some time ago, Hang Lung Bank experienced a wave of crowding. Moreover, the banking association is preparing to launch a new review system focusing on capital adequacy ratio and loan deposit ratio."

Bao Fuda snorted, "how can Hang Lung Bank be compared with you big banks? Why do you say it's hard."

Chen Zuze coughed lightly and went straight to the point: "the loan for the cooperative development of Meihua hotel between Jardine Matheson and Jianing can be agreed to discuss again, but Jardine Matheson must guarantee the loan of the loan alliance. Huifeng is paying attention to it."

"Huifeng?" Bao Fuda asked subconsciously.

Chen Zuze nodded seriously, "if you don't believe it, you can go to Huifeng alone for verification. Now the loan alliance is in step and entrusts Youyi to run errands."

Seeing that Chen Zuze was so righteous, Bao Fuda had no doubt. He began to smell the gloomy smell of a dead Taoist friend's immortality.

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