Chapter 712: 712

Hang Lung Bank can be called an old seniority in Xiangjiang Chinese funded bank. Taking into account the operation stage of the bank, the history can be traced back to 1935.

In the 1960s, a crisis broke out in Xiangjiang banking industry. The Hong Kong government simply stopped issuing bank licenses to control the number of small banks. Hang Lung Bank caught the last bus, got the bank license and upgraded from a bank to a bank.

In the 1970s, the control of Hang Lung Bank fell to the Philippine Chinese owned unified organization headed by Zhuang Rongkun and Zhuang Qingquan, and has not been maintained until now.

In terms of scale, Hang Lung Bank is not small. At present, it has 28 branches in Xiangjiang, which is a medium-sized bank. If something really happens, its destructive power can not be compared with the financial companies that have collapsed one after another at this stage.

Chen Zuze, who received Gao Xian's instructions, contacted Zhuang Rongkun, managing director of Hang Lung Bank in advance and went to the headquarters of Hang Lung Bank.

Zhuang Rongkun did not rely on the old to sell the old. Together with Li Haiguang and other directors, he personally went to the door to meet Chen Zuze, which can be described as full of etiquette.

After all, at this stage, Huifeng, Standard Chartered, Gaoyi, Yili and Hengsheng belong to the core circle of Xiangjiang banking industry. The status of Hang Lung Bank should be found in the back, not to mention that its situation is still in turmoil.

Chen Zuze, who knew well, was unmoved. After greeting, he went straight to the theme and said: "the association of banks plans to add new public audit indicators, including capital adequacy ratio and loan deposit ratio. Hang Lung Bank has not taken action. Does it think it only belongs to the requirements of the industry and does not have the power of the law?"

"If there is action, Hang Lung Bank will certainly take action." Zhuang Rongkun explained bitterly, "but please understand that the new data audit indicators need a process of adaptation and acceptance. However, I can guarantee that it will not drag down the important event of taking office as chairman of the Bank Association on New Year's day."

Chen Zuze smiled and said, "Zhuangsheng's words are bad. It seems that it is beneficial for the image project, which has added a lot of trouble to his peers out of thin air."

Zhuang Rongkun said "where, where", but he didn't try to clarify as much as just now. Even the newcomers in the field of life can see what they mean.

Glancing over the directors of Hang Lung Bank such as Zhuang Rongkun and Li haiguang, Chen Zuze couldn't help but get angry. These hob meat are really short-sighted and die.

Thinking of this, Chen Zuze stubbornly threw a sentence, "you don't have to worry about what you didn't take when you took office as chairman of the association of banks on New Year's day. You'd better think about whether Henglong can live safely until new year's day."

Zhuang Rongkun and Li haiguang immediately changed their faces and the atmosphere in the reception room became tense.

After a while, Zhuang Rongkun tried to slow down his voice and said tentatively, "what does Chen Sheng mean by this?"

Chen Zuze did not answer but asked, "can Zhuang Sheng tell me what the current balance of Henglong deposit is?"

After a flash of panic in Zhuang Rongkun's eyes, he smiled and played Tai Chi. "Chen Sheng first asked Huifeng such a question. If I can get the answer right away, I'll give the answer right away."

Chen Zuze didn't pester about this topic. He said: "the Dalai finance and credit company that was liquidated not long ago has a loan of HK $800 million with Henglong. Have they become bad debts? Zhuang Sheng and Li Sheng are still directors of Dalai finance and credit company?"

Zhuang Rongkun was speechless immediately, and Li haiguang listened suspiciously: "how can Chen Sheng know these things?"

"There is no airtight wall in the world. In the process of liquidation, Yida pulled out turnips and brought out the mud to bring the problems of Hang Lung Bank to the surface." Chen Zuze shook his head and sighed, "I have a good intention to visit this time. I hope you will make a truthful disclosure in order to deal with the crisis that will break out in Hang Lung."

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Zhuang Rongkun answered at this time: "thank you for Chen Sheng's kindness. Henglong's operation has indeed encountered some small problems, such as the previous rush, but the situation is not bad enough to break out of a crisis. We have the ability to solve it ourselves."

Chen Zuze frowned slightly. If Hang Lung Bank is simply mismanaged, Zhuang Rongkun and Li haiguang, the directors of Hang Lung Bank, should not have such an attitude. They should be that their hips are not clean and afraid to continue pulling out turnips and mud and be found guilty of illegal acts.

Everyone was thinking in silence. Chen Zuze's assistant broke in and reported: "Chen Sheng, sir Gao, please go back and hold an emergency meeting."

Speaking of this, the assistant came to Chen Zuze's ear and further lowered his voice: "just now, Standard Chartered, Henglong's bill settlement bank, decided to refuse Henglong a check of 1.18 billion and reported it to the Bank Association."

Chen Zuze glanced at Zhuang Rongkun, Li Haiguang and others who knew nothing, and quietly got up to leave.

Become powerful and intransigent friendliness is conducive to business success. When Chen Zuze is gone, Li Haiguang breathed a sigh of relief. "Compared with Hengsheng, he is not very good. Let's make complaints about the way Chen Zuze has been overbearing and how to make money."

Zhuang Rongkun was not interested in chewing his tongue. He instinctively felt that Chen Zuze left in a hurry and looked strange. Especially when Chen Zuze looked back, it felt like a compassionate farewell to the dying man.

Before he could figure it out, a confidant suddenly ran in panic and reported: "Standard Chartered has just notified and refused to settle the check of 1.18 billion."

"What?" Li haiguang, who was still trying to chew his tongue just now, was so surprised that he knocked down the teacup in front of him. The water flowed everywhere on the table, as if it meant something.

According to the Hong Kong Association of banks clearing house Ordinance, all member banks of the association of banks, that is, licensed banks, must conduct bill exchange, settlement and transfer at the clearing house of the association of banks.

In this system, the most outstanding role is the management bank at the top, which is naturally assumed by Huifeng, the quasi Central Bank of Xiangjiang; Then the following are Huifeng, Standard Chartered, Yili, Bank of China, Citigroup and other settlement banks; Such a role as Hang Lung Bank belongs to a secondary settlement bank, which must open an account at the settlement bank before settlement.

Now, Standard Chartered, the settlement bank of Hang Lung Bank, rejected the check of Hang Lung Bank. There is no doubt that Hang Lung Bank had a serious problem and did not want to provide support. It almost sentenced Hang Lung Bank to death.

Zhuang Rongkun said dejectedly, "I said how strange Chen Zuze was when he left. He should have known the news in advance."

"Judging from the activity before Yili took office in Xiangjiang Bank Association, Chen Zuze must want to do something big." Li haiguang was worried. "Henglong won't be caught as a typical example? What should I do?"

"For today's plan, Hang Lung has only one way to save itself." Zhuang Rongkun looked around the people. "It's time for all shareholders to give up their small abacus and inject capital into Hang Lung. After all, the hole of Hang Lung is the mirror in everyone's heart."

It's good not to say this. As soon as they said it, the eyes of the people began to twinkle and avoided Zhuang Rongkun's eyes one after another.

Some people even muttered, "whose capital flow is not tight now! Besides, even if everyone is willing to inject capital to save themselves, I'm afraid it's a drop in the bucket compared with that hole. Besides, I'm not the one who withdraws the most money from Henglong."

Li haiguang blushed and slapped his neck on the table. "What do you mean by that?"

Well, there's no way to save yourself. It's beginning to infighting!

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