Following the footsteps of Xiangji bank, the bank that unfortunately fell into the squeeze vortex is Youlian bank, which also belongs to the small Xiangjiang Chinese funded bank.
The response from all walks of life to the overcrowding of Youlian bank was habitual and even a little numb. After all, Xiangjiang has experienced a lot of ups and downs in the stock market, the collapse of the real estate industry, the banking crisis and even the great depression, so that many people take the opportunity to make a fortune in such a "stampede". No matter how stupid they are, they have been baptized to see the world.
However, Youlian bank, which was forced to turn around by the crowd, still has a new pattern that makes people "shine at the moment".
When Chen Zuze, general manager of Yili bank, reported to Gao Xian, he mentioned that Wen Rencai, chairman of the board of directors and general manager of Youlian bank, did not sit in Xiangjiang at this time, but went to America, which is said to be to see a doctor.
"Going to see a doctor in the United States?" Gao Xian smiled. "At the reception the other day when Li Li bank took over as the chairman of Xiangjiang Banking Association, I talked with Wen Rencai for a while. He was in good shape at that time."
Chen Zuze shrugged and added: "according to the latest information, at present, in addition to Wen Rencai, the chairman of the board of directors of Youlian bank, two directors are sick and have left Xiangjiang for the United States."
Gao Xian frowned, "so, now AIU bank operates completely according to inertia?"
"It's true. I estimate that under the great pressure of the rush, the deposit of Youlian bank will lose seriously, and its left behind staff will collapse before all the reserves are exhausted." Chen Zuze smiled bitterly, "Wen Ren is smart enough, but he left regardless, which really gives us a big problem."
Gao Xian was annoyed. "What are Wen Rencai's people thinking? Do they really do something illegal by classifying themselves into Chen Songqing, Zhong Wenwen, Zhuang Rongkun, Zhang Mingtian and ye zhuangling? They are afraid that once they are investigated, they will be arrested and imprisoned?"
Chen Zuze said in an uncertain tone: "maybe Youlian bank is insolvent. Wen Rencai and others are afraid of being dragged down even if they haven't done illegal activities."
Speaking of this, Chen Zuze suggested: "the government should bear the risk of insolvency of Youlian bank. Our obligations are limited to quelling the current banking crisis and maintaining the financial stability of Xiangjiang."
Gao Xian touched his beard and said, "it's reasonable. When you talk about the point, you can't do it recklessly. You should try to get more benefits."
They are discussing. Peng Lizhi, the financial secretary of the Hong Kong government, called to ask what the banking association is going to do about the rush of withdrawal of Youlian bank?
Gao Xian sighed at the microphone. His tone was full of powerlessness and helplessness: "Wen Rencai, chairman of the board of directors and general manager of Youlian bank, said he was ill and went to the United States. The same is true of two directors of Youlian bank. Even the most basic principal can't be found. How can we talk about such a situation without a leader? Otherwise, the Zhengfu will take over Youlian bank first."
Financial Secretary Peng Lizhi's cough immediately came from the microphone. Chen Zuze, who was next to Hou, almost laughed. Financial Secretary Peng Lizhi should be shocked because the Hong Kong government has taken over Hang Lung Bank and overseas trust bank, so that the two banks can return to the market after they turn losses into profits. This kind of takeover is not pleasant, even the Zhengfu is no exception.
Now, the chairman of the board of directors and general manager of Youlian bank has hidden a cat. Only when the Hong Kong government takes over can the situation be quickly broken, but financial secretary Peng Lizhi will inevitably have a big head.
This is indeed the case. Instead of making a statement on the phone immediately, the financial secretary, Mr Patrick Pang, proposed: "Sir Gao, let's hold a meeting and discuss it in detail."
After everyone else had gathered, the meeting was temporarily silent. Because everyone was involved in such a bad thing, they must first consider the cost, and the British people who agreed with favorable banks to take over the chairmanship of Xiangjiang Banking Association naturally hoped that Sir Gao would come out.
Gao Xian is not in a hurry to speak. Youlian bank can't be compared with Xiangji bank. In a word, Ma Jingxi is his father-in-law, and he knows very well about Xiangji bank and even Xiangji group. Of course, it's no surprise that Youlian bank is an outsider. It's not worth doing so hard.
Of course, Gao Xian does not exclude the support of AIU bank, but it requires the British to ask clearly and meet certain conditions.
Finally, the financial secretary Peng Lizhi has to act as a villain to let Gao string connect the plate. "Sir Gao, on the side of the main government, has successively taken over Hang Lung Bank and overseas trust bank, which is under great pressure. Before that, Huifeng, Standard Chartered, Bank of China and Gaoyi have all taken actions to calm the tide of the banking industry. Youlian bank would better help."
Seeing that the financial secretary Peng Lizhi made a clear request, Gao Xian certainly would not refuse, but the conditions must be made clear in advance. "As the current chairman of Xiangjiang Banking Association, favorable banks naturally have an unshirkable responsibility."
"However, the financial secretary, the situation of union bank also has its own particularity. At least so far, union bank has not reported scandals like Hang Lung Bank and overseas trust bank, but Wen Rencai, chairman and general manager of the board of directors, and two other important directors, said they were ill and left Xiangjiang for the United States, which makes me wonder what the situation of union bank is No, it's so broken that you can't take over. "
The financial secretary Peng Lizhi hurriedly asked, "Sir Gao thinks what should be done?"
Gao Xian shows his bottom line: "Financial secretary, I want to sign an agreement with the government before the favorable bank takes over the Youlian bank, that is, if the Youlian bank is really insolvent, the gap will be borne by the government, while the favorable bank can devote itself to participating in the Youlian bank, inject funds into the Youlian bank, help the Youlian bank out of its difficulties, and finally achieve the goal of stabilizing the Xiangjiang banking industry."
The financial secretary, Mr Patrick Pang, did not think for too long, but nodded and agreed, because the Hong Kong government really made sense to bear the blame for the risk of insolvency of Youlian bank, and even if it paid to fill the hole, it would be much easier than the comprehensive takeover process that needs to be passed by the Legislative Council on the third reading.
Once the agreement was finalized, Chen Zuze immediately led the team to the headquarters of Youlian bank to find out how much reserves Youlian bank had.
I don't know if I didn't check it. I was shocked when I checked it. The deposit of Youlian bank was less than HK $700 million, which was barely equivalent to one-third of the previous normal level. It was really hurt by this squeeze. Moreover, up and down Youlian bank was full of pessimism and could collapse at any time.
The good news is that although there are many problems with union bank, it has not found such a big hole as overseas trust bank for the time being. After reversing the bad situation of union bank, it should be a good deal whether it is to sell union bank or to integrate Union Bank into Gao's Bank Group System.
At the same time, after repeated contact, Wen Rencai, chairman of the board of directors and general manager of Youlian bank, who said he was ill and left Xiangjiang and went to the United States, finally found him.
Gao Xian said angrily to Wen Rencai at the other end of the phone: "Mr. Wen, you are so natural and unrestrained. You left the mess of Youlian bank and finally fell on the shoulders of favorable banks, forcing me to find a way to solve the crisis of Youlian bank."
Wen Rencai coughed weakly, "sorry, sir Gao, I've caused you trouble..."
Your uncle pretended to be ill at this time. Gao Xian impatiently interrupted: "who makes the favorable bank the chairman of Xiangjiang banking association? The responsibility for maintaining the stability of Xiangjiang banking must be borne. I can wipe Mr. Wen's ass."
"But everyone should be famous and pay attention to the rules. Mr. Wen, you should hold more than 46 million shares of Youlian bank. In this way, the favorable bank will make an offer of 0.2 yuan per share and buy them all."
Wen Rencai stopped coughing and complained, "Sir Gao, the price is too low..."
Gao Xian coldly interrupted again: "this is already a benevolent offer. Now Youlian bank may close down at any time because of a run. At that time, not only will you never get a penny, but you will certainly be held accountable by the government."
"Although Huang changzan of the overseas trust bank is still in the United States, Zhang Chengzhong is still in Malaya, and Xiangjiang is discussing extradition with relevant parties, does Mr. Wen also want to be on this extradition list?"
Wen Rencai gasped heavily. "Thank Sir Gao for his guidance and help. I agree. Please help Sir Gao in Xiangjiang. I'm actually quite law-abiding."
Seeing Wen Rencai's knowledge of current affairs, Gao Xian was too lazy to waste spitting Xingzi to speak seriously. After putting down the phone, he immediately ordered Gaoyi securities department to take over the shares of Youlian Bank held by Wen Rencai.
Chen Zuze, who got the news, was greatly excited. "Now, we have the control of Youlian bank and can finally act conveniently. By the way, what price does Wen Rencai want?"
Gao Xian said faintly, "I don't want to force Wen Rencai to go too far. He quoted a price of 0.2 yuan per share, and he agreed."
Chen Zuze opened his mouth and almost blurted out that the boss didn't bargain. As soon as he bargained, he cut into the meat. He quickly said, "then I'll officially announce that the favorable bank will take over Youlian bank, so as to calm the current trend of crowding."
Gao Xian nodded slightly, "after the situation of Youlian bank stabilizes, our experience in dealing with this banking crisis can be summarized into a mature, trusted and worthy of promotion. In this way, it will be conducive to comprehensively calming this banking crisis and worthy of our busy time."