Chapter 32: Starting an Investment Company

Qiu Yifan was extremely impressed by the courage and vision of this young lady. In Country M, there were numerous investment companies on Wall Street alone. They were just like money-printing machines. The amount transacted in one business day was as huge as 20 billion dollars.

In recent years, interest in investment and trading within Country Z was also rising. However, trades were mostly handled by investment companies acting as middlemen. They transacted most of these funds to international markets, causing an increasing outflow of clients’ funds.

When Wen Xinya suggested starting an investment company it wasn’t on impulse. She had done her research on Ouyang Feng’s background and knew that he was a financial genius who graduated from the Royal University from the United Kingdom. From internship to completing his doctorate studies, he had done it within three years. After returning to his home country, he started an investment firm with his friends and the firm became successful within two years. Unfortunately, he was jailed because of his company’s involvement in money-laundering activities and was just released from jail recently.

It wasn’t difficult for Wen Xinya to come up with the idea of starting an investment company when she knew she had the support of a financial genius.

She was confident they could be very successful with the company.

She must have possessed extraordinary courage, vision and planning to be able to display such decisiveness.

As a professional lawyer employed personally by Wen Xinya, Qiu Yifan felt obliged to provide her with the best legal advice within his responsibilities. “Missus Wen, you have an official document of a will at the Chaofan Lawyer Corporation awaiting your acknowledgment and acceptance.”

Wen Xinya was confused. “What document is that?”

“Your Mother, Madam Mo Yunyao, drafted a will on the Year 1995 December 24th, appointing Chaofan Lawyer Corporation to be in charge of it. In the will she stated that you will inherit all her assets, including savings, real estate, stocks, and shares. However, you will not be able to access them until you reach 18-years-old,” Qiu Yifan explained.

Wen Xinya gasped. Year 1995 December 24th, it was when Mother was about seven months pregnant. She drafted the will a few months before delivery. Could it be because Granny died of dystocia, therefore she…

Wen Xinya became emotional. December 24th, it was Christmas Eve. Mother choosing to draft her will on this day seemed like she hoped to give Wen Xinya her good blessings.

“Is Xia Ruya aware of the existence of this will?” Wen Xinya asked.

Qiu Yifan replied, “She isn’t aware of it. Chaofan Lawyer Corporation will keep the will confidential until there’s a DNA test result proving the heir’s identity.”

Wen Xinya immediately understood the situation. When Xia Ruya returned to the Wen Family, she did not carry out any DNA test. Therefore, Chaofan Lawyer Corporation didn’t have any records of her test result and hence wouldn’t reveal to her about the will’s existence. “In that case, how can I access the funds?”

This child was intelligent. She did not ask whether she could access the funds. Instead, she skipped this question and directly asked what were the options she had to access the funds. She could sense Qiu Yifan’s hint that there were certain ways for her to access these funds. He replied, covering up with a cough, “Though according to the will you cannot access the money now, there are some loopholes. You can mortgage the real estate and stocks to the bank for a loan. The paperwork will be a bit of a hassle, but that shouldn’t be a big problem. Cough !”

Wen Xinya thanked him with her eyes wide open. “Thank you for your assistance, Attorney Qiu.” She realized what it meant by “never judge a book by its cover.” The stern-looking Attorney Qiu was teaching her how to make use of the loopholes of the law.

Qiu Yifan adjusted his drooping spectacles. “This will was done 15 years ago. We’ll need to re-evaluate the value of the assets, thus it might take a while,” he said.

Wen Xinya acknowledged. “What can I do to help?”

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“I’ll need a copy of a complete business proposal. It’ll be useful when getting a loan from the bank. Nothing else apart from that. If there is, I’ll let you know again,” said Qiu Yifan.

Wen Xinya smiled. “I will get it done soon.”

Qiu Yifan’s support gave her even more confidence. She thought of how successful Ouyang Feng’s investment company was in her previous life. It was a globally known company and a pioneer of its kind in the trading industry. It also had access to political resources and was managing up to 15 billion US Dollars, thus becoming one of the top 10 investment companies in the world.

Qiu Yifan stood up and bid farewell. “If there’s nothing else, I would like to make a move and start working on the matters we’ve discussed earlier.”

Wen Xinya stood up too. “Attorney Qiu, let me accompany you to the door.”

After sending Qiu Yifan away, Wen Xinya returned to her seat. She told Ouyang Feng, “I am not familiar with investments or trading. As for the proposal which Attorney Qiu mentioned earlier, I’ll leave that to you. And because I am not 18 yet, we shall name you as the Director of the company. We’ll amend that when I’ve reached the legal age of 18.”

Her unwavering trust in him made him feel appreciated, but also pressured at the same time. “Xinya, there’s no rush in building the company. You’re aware that I have a criminal record and was recently released from jail. A person’s character is an extremely important factor in the investment career. I’m afraid I might cause you to lose money.”

When Ouyang Feng was just released from jail, and his relatives and friends had severed ties with him. Whenever someone heard about his criminal record, they immediately looked at him differently. He just wasn’t confident in managing a large organization.

Wen Xinya shook her head. “No. I have a clear vision and know what I want to achieve. I will not be affected by such unrealistic concerns. I’m sure you are well aware of my situation. An investment firm is just a stepping stone for me to accumulate my assets. Most importantly, we will do whatever it takes to succeed.”

Ouyang Feng was amazed by her ambition. “But…”

Wen Xinya stared straight into his eyes. “Is my pace too fast that it makes you feel I am too goal-oriented?”

Ouyang Feng nodded. “That is how I feel.”

Wen Xinya laughed. “That is the difference between you and me. You came from a lower-income family and had to prove yourself by putting in hard work to create an extraordinary life. From now onwards, you will also move towards success with your effort. As for me, I am the Missus Wen from the Wen Family. Right from the moment I returned to the Wen Family, my starting point reached an unimaginable height. I shall make good use of my new starting point to strategize my future and career.”

Ouyang Feng smiled bitterly. She was right. He shouldn’t judge her based on his own experience. “Ok, I understand.”

Wen Xinya pushed herself up with both arms on the tea table, leaned towards Ouyang Feng and looked firmly into his eyes. “I want to hear from you, do you have the confidence?”

Her eyes were gleaming like a clear crystal, filled with confidence and determination. He couldn’t avoid her eye-contact. “Yes!” he replied.

Wen Xinya’s lips raised slowly in a smile, like snow melting in the spring. And it turned into a warm smile as beautiful as a spring blossomed flower. “I knew it. I have put my trust in the right person. You only need to focus on moving towards our goal and leave all other matters to me. There’s nothing else you need to worry about except achieving success.”

Her warm smile and passion were contagious, and he could feel the enthusiasm from within his body. He nodded firmly and said, “Great!”

Wen Xinya lightly patted on his shoulder. “We will definitely succeed.”